Get Pre-Approved
The first step to buying with confidence. Know your number before you fall in love with a house.
Why Pre-Approval Matters
Imagine it's a Saturday afternoon and we're standing in your dream home — you're ready to make an offer. Except there are multiple offers, and we need to submit your highest and best by Sunday at noon. If you haven't spoken to a lender yet, you might lose the house because you were unprepared.
How much easier would it be to have your pre-approval letter in hand, submit your offer Saturday evening, and then enjoy a dinner out planning how you'll decorate your next home?
Want to learn more about choosing the right lender? Check out our complete homebuyer's video guide — we cover everything from financing options to closing day.
Two Paths to Pre-Approval
The right lender depends on where you are in the process. If you're ready to move, start with Tomo. If you want to think through your options first, talk to OriginPoint.
Get Pre-Approved with Tomo
Competitive rates, a streamlined digital process, and a fast pre-approval — ideal when you're ready to start searching and want to move quickly.
Start Your Pre-Approval
Talk Strategy with OriginPoint
A local loan officer who will walk through your full picture before you commit to anything — the right call if you have questions about loan type, budget, or timing.
Connect with OriginPoint
More on Financing
Before you talk to a lender — or if you want to show up to that conversation better prepared — these resources are worth your time.
Choosing a Lender
What to look for, what to ask, and how to avoid common mistakes when picking who to work with.
Learn more Video · Episode 8The Mortgage & Underwriting Process
A plain-English walkthrough of what happens after you apply — so nothing catches you off guard.
Learn more YouTube InterviewMortgage Strategy with Mark Moore
A candid conversation with a loan officer on rate strategy, loan types, and what buyers get wrong.
Visit Tool · TomoCheck Rates & Run the Numbers
Tomo's mortgage calculator is one of the more useful ones out there — good for a quick check on what you can afford.
VisitTwo Lenders. One Goal.
Whether you're ready to apply today or just want to understand your options, there's a clear path forward.
Get Pre-Approved Now
If you're ready to move, start with Tomo. Competitive rates, a streamlined digital process, and a fast pre-approval.
Start with TomoTalk Strategy First
Have questions about loan type, budget, or timing? Connect with a local OriginPoint loan officer who will walk through your full picture before you commit.
Connect with OriginPointSchedule a Conversation
Not sure where to start? Let's talk through your situation — timeline, budget, and priorities — and I'll point you in the right direction.
Get in touchNot sure which path fits? Reach out and I'll help you figure it out — no commitment required.